It's likely that we take a vastly different approach to managing money than you might expect or be accustomed to. Click on the We Do and We Don't tabs below for an initial view.
Do...
- earn an asset based fee, always less than 1% per annum. When you make more money, we make more money. We cannot earn commissions.
- manage our accounts VERY actively, making small and large changes using no load, load waived mutual funds with no transaction fees, always seeking greater value.
- focus strictly on making money as a portfolio manager.
- answer only to you, the client, making money for both of us. We are an independent Registered Investment Advisor (RIA).
- ask you to open a brokerage account with Fidelity Investments or other firm. They will have custody of your money - not Kay Investments, Inc.
Don't...
- earn commissions or tie you up in products with lengthy surrender charges.
- ever leave your account to languish unattended.
- provide financial planning or sell insurance.
- work in a brokerage firm environment under a sales manager, chase sales quotas or go out to lunch with mutual fund wholesalers.
- custody your money. We don't have any authority except to buy and sell in accordance with our contract with you.
Important Consumer Disclosure
Kay Investments Inc. ("Kay Investments") is an SEC registered investment adviser located in Canandaigua NY. Kay Investments and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Kay Investments maintains clients. Kay Investments may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. Kay Investments’ web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of Kay Investments’ web site on the Internet should not be construed by any consumer and/or prospective client as Kay Investments’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Kay Investments with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Kay Investments, please contact the United States Securities and Exchange Commission on their website
www.adviserinfo.sec.gov. A copy of Kay Investments’ current written disclosure statement discussing Kay Investments’ business operations, services, and fees is available from Kay Investments upon written request. Kay Investments does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Kay Investments’ web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
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kayinvestments.com (email)