Where are we, at the end of October? First, let me apologize for being late with this newsletter. I had a bout with the flu for a few days. Here are the big takeaways from October: The bull market in stocks remains intact and it could go on for a long time The various sectors  Continue Reading >

Where are we, at the end of September? Some things flipped in September. In August, the stock and bond indexes were generally down and up, respectively, while in September the stock indexes were generally up sharply but the bonds were down. Our funds made very good money in August and “fairly” good money in September.  Continue Reading >

Where are we, at the end of August? It seems like every month I write about the seemingly contradictory market performance. This month, however, was especially crazy. All of this points to the importance of choosing market sectors that are working and avoiding sectors that aren’t. Selectivity is a sign of an aging bull market.  Continue Reading >

Where are we, as of the end of July? Last month I wrote about the seemingly contradictory market patters, with the Nasdaq (technology) down and other sectors up. This month the Nasdaq was a high flyer. There are, however, a couple of persistent trends: small company stocks are underachieving and should be avoided, while emerging  Continue Reading >

First, I apologize for being about a week later than I would like for a month-end account performance and commentary. I lost about a week to the 4th of July holiday. Last month I wrote about the seemingly contradictory market pattern. Among other things the small cap index was down over 2% while the Nasdaq  Continue Reading >

June 2, 2017 We are in an interesting, almost contradictory market pattern. In May, some sectors were up strongly, some were down and the broader indexes were up very modestly. A couple of things were telling: The small cap index was down over 2%, while the Nasdaq (technology) was up over 2%. The strongest areas  Continue Reading >

The Background As many of you know, we have tried utilizing numerous “alternative” funds over the years to attempt to diversify our stock market funds. We live in a world where bonds and bond funds have become ever more unreliable and vulnerable to low interest rates. With rates rising here in 2017, the situation has become  Continue Reading >

The stock market seems to be following the rule of unexpected, surprising outcomes that has prevailed during this whole political season. The markets were rock solid regarding two things during the presidential campaign:  1. They expected Clinton and 2. They wanted Clinton. The markets mirrored the FBI pronouncements (down when it looked like trouble, up  Continue Reading >

Of course, the ship is the stock market. The bottom part of the boat includes the most aggressive and smaller company stocks, then a little higher are the mid-size company stocks and then, finally, the largest, big name stocks, especially large dividend paying stocks. The decline has been very protracted and many believe this is  Continue Reading >

Most people know what the expression “bait and switch” means:  a salesperson promises a great deal on a product you want but when you arrive to purchase it, informs you that the product is no longer available. Instead the salesperson attempts to upsell you a more expensive product that you didn’t really want. The stock  Continue Reading >